Divisional Credit Executive

To support Nedbank CIB’s strategic focus on

growing trade and commodity finance,

ancillary transactional opportunities, and

the development of Nedbank’s participation in African trade corridors,

by providing strategic insights into credit risk strategies; risk appetite; asset allocation; strategic capital management and risk adjusted performance measurement for Trade Finance, in order to achieve an optimal credit portfolio; as per the business strategy.

Professional Qualifications/Honour’s Degree

Minimum 20 years trade finance credit experience.

Credit Governance

Serve as a voting member of relevant credit committees.

Serve as sponsoring credit executive on relevant trade finance deals.

Ensure decisions comply with:

Credit policies

Regulatory requirements

Basel principles

Internal risk appetite frameworks

Provide expert credit judgement on complex and high-risk transactions. Credit committee participation and governance oversight are core credit executive responsibilities.

Deliver on CIB Strategy

Lead and manage the CIB Trade Finance risk portfolio.

To provide independent credit risk assessment, decision-making, portfolio oversight and strategic risk guidance for Trade Finance, Structured Trade Finance, Supply Chain Finance and Working Capital solutions within CIB.

The role is responsible for balancing prudent risk management with business growth, ensuring that trade finance transactions are structured, approved and managed within the bank's risk appetite and regulatory framework.

Provide expert credit input/views/guidance to the Transactional Services Business Team deals are appropriately structured and sufficient risk mitigation is in place and provide guidance on the relevant internal credit ratings.

Add value to Nedbank Group by optimising credit advice and solutions and identifying and reducing credit risk.

Manage the CIB Trading Finance credit risk portfolio through collaboration with internal stakeholders across all relevant business units to assess new opportunities in a co-ordinated approach across key markets, sectors and clients, resulting in a positive impact on Nedbank’s bottom-line.

Enhance Nedbank's risk and balance sheet strategies by providing strategic insight into strategic portfolio tilt, accurate impairment and risk weighted asset forecasting.

Enhance Risk adjusted profitability by providing best practice credit insights and methodologies as input into risk adjusted performance measurement and pricing, capital management and portfolio optimisation.

Promote a culture of being a values driven leader and strategic business partner by building trusting relationships with all stakeholders.

Optimise processes, procedures and systems through continued digitisation, benchmarking to international best practices, and implementing improvements on an ongoing basis.

Keep abreast of changes (market and legislation) and developments in the Rest of Africa, Africa Asia trade corridor by collaborating with SIRC, in-country representatives and conducting own research and benchmarking industry best practices.

Develop and leverage relationships with relevant external stakeholders, industry forums/bodies/initiatives through participation and liaising both formally and informally.

Travelling to key markets/jurisdictions as part of ongoing risk assessment and to assist the Business Unit in implementing the Trade Finance business and credit strategy.