Doctor

Discovery – Discovery Life

Discovery Life is an ever growing fast-paced and dynamic environment that provides innovative risk assurance to individual clients. This environment thrives on customer engagement and customer experience as well as mutually beneficial relationships with our brokers and other stakeholders. It is important for our employees to provide a world class service to our internal and external clients, thereby ensuring long and sustainable relationships.

The medical team is a small unit that offers specialized advice in the insurance medical field to multiple business units in Discovery Life.

To provide medical support and research for the Technical Marketing, Product Development and Legal teams as well as medical support, research and training for underwriting and claims for Discovery Life, Discovery Group and the Smart Service team.

• Completion of medical studies (MBChB. or equivalent), internship and community service.
• One to Two year’s work experience as a qualified doctor
• Full, active registration with the HPCSA as a medical practitioner
• Post graduate studies in Occupational Health
• Post graduate studies in Insurance Medicine
• Experience in the long-term insurance industry field

Medical evaluation of risk for underwriting to minimize the risk to Discovery Life and to improve profits.

Medical evaluation of claims to ensure validity, to keep the actual versus expected claims ratio at an acceptable level.

Medical and technical support and guidance to Smart Services to optimize customer service and to facilitate the activation of policies.

To develop standards and guidelines and forms to ensure accurate evidence-based underwriting and to ensure competitiveness whilst being profitable.

Technical marketing / product development – providing medical expertise to answer queries and to assist with product development by providing a medical service to the distribution team and product actuaries.

To provide medical expertise to the legal team for ombudsman and court cases to limit adverse ombudsman findings and judgements against Discovery Life.